You receive the entire government fringe benefit if you invest 4% of your gross income from the previous year in your Riester Pension. Incidentally, you benefit proportionately from the government funding . We are more than happy to consult you.
Only a Permanent Fringe Benefit Application is required, and you receive your fringe benefits automatically every year. At the end of the policy period, you receive a life-long pension – if you desire, combined with a one-time partial payment from up to 30% of the existing capital.
Further advantages: your instalments may be set-off from your taxes as Special Expenses. And your pension is absolutely protected from Hartz IV.
- Pension for your partner
With a co-payment of €60 / year, your non-employed spouse can also receive governmental fringe benefits, the prerequisite being that one of you is insured under the Social Pension Program. For this, a housewife, for example, would only have to take out her own Pension Policy.
- Arrange for the Increasing Benefits option
You then automatically receive a non-binding enhancement offer for your instalments when altering your governmental funding. This way, you may be certain that you are always receiving the maximum funding.