Why do I need this insurance?
- More and more laws and regulations.
- Rising costs and fees for courts and lawyers.
- Increased readiness to take legal action and complicated jurisdiction.
A simple matter can sometimes turn into a costly and long-term legal dispute. Without the help of a lawyer and the financial backing of a Legal Expenses Insurance, this situation can become a “high risk adventure“.
With approximately 500,000 law suits being handled annually by Labor Courts, Employment Legal Expense protection for employees, civil servants, judges and soldiers is one of the most significant insurances for private households. Employment Legal Expense and Contract Legal Expense protection are generally included in Private and Professional Legal Expense insurance.
In addition, legal protection in regards to claims for indemnity, tax issues in court, disciplinary and conduct issues, regulatory offence issues, consultancy in questions of family or inheritance law, as well as criminal law issues, are covered under Private and Professional Legal Expense Insurance. Deliberately committed criminal offences, however, are not covered.
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