The risk of becoming occupationally disabled is underestimated by most people. Currently every fourth employed person is not able to work up until retirement due to health problems.
Occupational disablement exists when an insured person has been or will be incapable of carrying out their previous occupation up to more than 50% for an uninterrupted period of 6 months on account of illness, bodily injury, being in need of care, or cachexia. In most cases, early retirement is the result, which causes severe financial losses since compulsory insurance protection only renders relatively minimal benefits.
In order to therefore secure your monthly income, Occupational Disablement Insurance is highly recommendable.
Your personal consultants:
Yvonne Krausz
Telephone: +49 (0)40 - 64650 - 570
Christian Czerepowicz
Telephone: +49 (0)40 - 64650 - 555
Christian.Czerepowicz@hvd.de